AFFORDABLE MONTHLY PAYMENTS
Pay for your order over 6 months at 0% APR or over 12 months at competitive interest rates.*
NO PREPAYMENT PENALTIES
You pay back the loan in monthly payments and can prepay at any time without penalty.
FAST AND EASY ONLINE APPLICATION
No paperwork here! Applying is easy and financing terms are clear. Bread will give you a decision in seconds. Checking your eligibility with Bread won’t affect your credit score.
*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 6 equal monthly payments of $166.67 at 0% APR, or 12 equal monthly payments of $86.52 to $97.48 at 6.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to approval. Bread loans are made by Cross River Bank, member FDIC.
Wherever you see the Bread financing button, you can click on it to apply. Simply provide the information that is requested to see if you pre-qualify and to check your rate.
Pre-qualification does not affect your credit score. Bread is committed to keeping your information secure and uses its technology to encrypt your data
If you are happy with the loan terms offered to you and are ready to checkout, you can complete your purchase right from Bread’s application window.
You will receive a confirmation email from BoXZY when your order has gone through. Your loan begins when your order has shipped. Bread will reach out to you directly to coordinate payments at that time.
We do not have any control over the underwriting process. If you aren’t approved for financing, we still encourage you to move forward with the transaction with an alternative payment option. If you have questions about other payment options you can contact us.