*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 6 equal monthly payments of $166.67 at 0% APR, or 12 equal monthly payments of $86.52 to $97.48 at 6.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to approval. Bread loans are made by Cross River Bank, member FDIC.

Clear, transparent terms. Fair rates. No prepayment penalties.

How does it work?

Wherever you see the Bread financing button, you can click on it to apply. Simply provide the information that is requested to see if you pre-qualify and to check your rate.

Pre-qualification does not affect your credit score. Bread is committed to keeping your information secure and uses its technology to encrypt your data

If you are happy with the loan terms offered to you and are ready to checkout, you can complete your purchase right from Bread’s application window.

You will receive a confirmation email from BoXZY when your order has gone through. Your loan begins when your order has shipped. Bread will reach out to you directly to coordinate payments at that time.

Why was I not approved?

We do not have any control over the underwriting process. If you aren’t approved for financing, we still encourage you to move forward with the transaction with an alternative payment option. If you have questions about other payment options you can contact us.

If you have any questions regarding your credit application with our financing partner, Bread, you can reach out to them directly at [email protected] or 844.992.7323.

Bread FAQ

Still have questions? You can read Bread’s FAQ. If you can’t find what you need there, you can reach out to Bread directly by email or phone at 844.992.7232.